One of the important issues is that the car you want to buy with a vehicle loan will be held as a pledge by the banks during the loan period. Banks place a pledge on your vehicle as collateral for the term. During this period, you will not be able to sell your vehicle if your loan debt is not fully paid or if the vehicle loan is not transferred to someone else. Finally, before applying for a loan, you should know that you will also pay the banks some extra costs. An allocation fee (file cost) of 5% of the total loan amount is paid by banks. Whether you want to buy used cars in japan online or want to buy a new car, you can always apply for bank loans. What do you think about that?